Senior Resiliency Fund

The Senior Resiliency Fund (SRF) is a four-part program for lower-income older adults to gain access to valuable information, cash for savings, and to grow relationships in the community.

Over a six-month period, participants engage in bi-weekly meetings with speakers on various topics including, but not limited to, productivity and goal-setting; physical, emotional, and sexual wellness; elder financial abuse and scam avoidance; and conversations with family and friends about end-of-life planning.

They also participate in one-on-one financial coaching with our Certified Financial Social Worker to set individual savings goals, manage their budget on a fixed-income, credit repair, or any other financial goal they have set for themselves.

Through a collaboration with the St. Louis Area Agency on Aging (SLAAA), they also complete a Benefits Check-up to ensure they are enrolled and informed about national and local programs that could help them save needed funds.

Finally, at the end of the six-month period, participants who have successfully completed the above requirements for the program receive a 2 to 1 match on their savings goal (up to $400 for $200 saved) to use for the goal they set at the beginning for whatever they choose, such as emergency savings, paying down a debt, or a major car repair.

In order to qualify, participants must:

• Be 55 or older
• Annual income at or below $30,120 for a household of 1 or $40,880 for household of 2
• Either have a savings account or the ability to open one
• Reside in St. Louis City or St. Louis County

For more information, please contact Samantha Ferguson Knight, Director of Senior Programming, at sknight@lifewisestl.org or (314) 627-1242.